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What's your savings style? Quiz - eSnips Social DNA
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What's your savings style?
1.
You currently save:
1.
Nothing - you're too young to need to save
2.
1% of your earned income
3.
5%
4.
10% or more
2.
In short-term savings you keep:
1.
Enough for 3 months
2.
Enough for 6 months
3.
Enough for 3-5 years
4.
What are short-term savings?
3.
You keep your liquid assets:
1.
Under the mattress where your creditors won't find them
2.
In your checking account so they're readily available
3.
In a money-market account
4.
In the stock market just like everything else
5.
In the wine cellar, of course
4.
You think the main purpose of credit cards is:
1.
To replace cash - safer than carrying it around
2.
To give you a way to spend now and earn later
3.
To give the card companies a way to extract exorbitant interest rates from the unwary
5.
When you get an unexpected windfall, you:
1.
Have some fun, like an evening out or, if it's a real windfall, a Caribbean cruise
2.
Pay off some credit-card debt
3.
Buy that new appliance or do some needed house repairs
4.
Put it in the stock market
5.
Add it to one or more of your savings channels to top them up
6.
Your car is 5 years old. You think:
1.
It's got years left in it yet
2.
Better check financing options for a new car
3.
5 years old? Impossible! I would've traded it in at least 2 years ago!
7.
You know the difference between:
1.
A money-market deposit account and a money-market fund
2.
A checking account and a brokerage managed-assets account
3.
You'll worry about all that when you have something to put in them
4.
Your preferred investment is a lottery ticket (or 10, or 100, depends how much cash you have to invest this week)
8.
You'll pay for your next vacation:
1.
From the money you've been saving for it, all year
2.
From your short-term savings
3.
By credit card, you'll pay it off when you get some extra
4.
A vacation? Where would I find the money for a vacation?
9.
Your main reason for saving is:
1.
You feel insecure if your pillow isn't stuffed with dollars
2.
You want to make sure you've got the money for the occasional splurge
3.
To pay your kids' future college tuition
4.
To pay your future kids' college tuition
5.
Why save? You'll always be able to earn what you need
10.
You chose your bank because:
1.
It's near your home or work
2.
It has friendly, helpful staff
3.
It offers lower fees and better interest rates than the other banks you checked out
All questions have been answered.
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